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Clara
Clara, 52, has a very large family made up of 5 children, 3 of whom live at home and help her with different activities on the farm. With her also lives a grandson who is studying in elementary school. Accompanied by her husband, they work in agriculture. She has a small store independent of the coffee. Her customers are neighbors from the community. Through this business, she is able to contribute even more to the income of her home.

Clara has an uncompleted primary school education up to third grade. She has inherited the land where her family works thanks to her parents, who are located 25 minutes from her house. She walks by foot daily accompanied by her children and her husband to maintain the coffee plants. She is applying for a loan for the purchase of agricultural supplies necessary for her coffee farm.

With these supplies, they hope to improve and ultimately obtain an excellent harvest obtaining positive and planned results. She plans to grow more coffee plants and sow a wider variety of plants. In this way she will be able to strengthen the inheritance for her children and grandchildren, leaving them their own, dignified and fertile land where they can work and generate income for their families.
View original language description ↓
Doña Clara tiene 52 años de edad y una familia muy numerosa compuesta por 5 hijos de los cuales 3 viven en casa y le ayudan con las diferentes actividades del campo. Con ella también vive un nieto el cual está en la primaria estudiando. En compañía de su esposo se dedican a la agricultura y ella independiente del cultivo tiene un pequeño negocio de pulpería siendo sus clientes los vecinos de su comunidad ya que por medio de esta actividad ella contribuye aún más con los ingresos en el hogar. Ella tiene un grado de educación primaria no completado cursado hasta el 3 grado pero gracias a sus padres la tierra que trabajan en familia es propia una herencia por parte de ellos las cuales están ubicadas a 25 minutos de su casa de habitación al cual se trasladan diariamente a pie en compañía de sus hijos y su esposo para dar mantenimiento a sus cultivos de café.

Ella solicita un financiamiento para la compra de insumos agrícolas necesario para su cafetal ya que por medio
de esto ellos esperan mejorar y al final obtener una excelente cosecha obteniendo resultados positivos y esperados.

Ella planea ampliar más sus cultivos de café sembrar una mayor y mejor variedad de plantilla ya que de esa manera ella podrá fortalecer el patrimonio para sus hijos y sus nietos dejando una tierra propia, digna y fértil en la que ellos puedan trabajar y generar sus ingresos para sus familias.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 44
    View loans »
    Honduras Loans Fundraising
  • $7,971,875
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,425 helped Clara to purchase agricultural supplies for her coffee plants.
1% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 12, 2013
Listed
Aug 15, 2013
Currency Exchange Loss:
Possible