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Narmina is 39 years old. She has three children and she is the main breadwinner in the family. She lives in a village.

Local people have been busy with animal husbandry and farming. Seventeen years ago, Narmina began to own a business dealing with farming. She grows cattle and poultry and sells animals for meat purposes, milk products and eggs. She works every day from early morning until late evening. She knows her business very well and has great experience. Narmina has been managing the business alone and has her own customers.

She wants to make a present for her daughter. Her daughter is getting married soon and Narmina will buy a dowry of furniture. With this aim, she is asking for a loan of 1,600 AZN to buy furniture. She has many perfect plans for the future and tries to realize them. She awaits your support and mercy.

Narmina appears in the photo together with her uncle.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.


About Azerbaijan

  • $10,800
    Average annual income
  • 21
    View loans »
    Azerbaijan Loans Fundraising
  • $14,289,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD