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Yolanda
Yolanda is 52 years old and has a large family, which is comprised of four children. Two of her children work in the field and the other two of them are in different grades in a primary school in the area. She and her husband farm together. Besides her farm work she makes tamales and bread to sell as her customers are her neighbors in her community. It is through this business activity that she contributes, with the profits, even more to the household.

She attended school up to the fourth grade. Thanks to her parents, the land that they work as a family is her own. She inherited it from them, and the land is three kilometers from her house. They walk there, or sometimes they go by animal.

She is requesting a loan to buy agricultural supplies needed for her coffee farm. With these supplies they hope to improve and to get an excellent harvest at the end. They hope to get the hoped for positive results.

She plans to expand her coffee crops and to plant more and a greater variety. This way she will be able to strengthen her children’s inheritance and leave her land fertile. She will do this so that they are able to work and generate income for their families.
View original language description ↓
Doña Yolanda tiene 52 años de edad y una familia muy numerosa compuesta por 4 hijos de los cuales 2 se dedican al trabajo del campo y los otros 2 están en la primaria en diferentes grados de educación en una escuela de la zona. En compañía de su esposo se dedican a la agricultura y ella independiente del cultivo elabora tamales y pan de casa para su venta siendo sus clientes los vecinos de su comunidad ya que por medio de esta actividad ella contribuye aún más con los ingresos en el hogar. Ella tiene un grado de educación primaria no completado cursado hasta el 4 grado pero gracias a sus padres la tierra que trabajan en familia es propia por una herencia por parte de ellos las cuales están ubicadas a 3 kilómetros de su casa de habitación a los cuales se trasladan a pie en ocasiones o en vestía.

Ella solicita un financiamiento para la compra de insumos agrícolas necesario para su cafetal ya que por medio de esto ellos esperan mejorar y al final obtener una excelente cosecha obteniendo resultados positivos y esperados.

Ella planea ampliar más sus cultivos de café sembrar una mayor y mejor variedad de esa manera ella podrá fortalecer el patrimonio para sus hijos y dejar una tierra propia fértil en la que ellos puedan trabajar y generar sus ingresos para sus familias.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 82
    View loans »
    Honduras Loans Fundraising
  • $8,803,075
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Yolanda to buy agricultural supplies needed for her coffee farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 12, 2013
Listed
Aug 16, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 19, 2014