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Celia Pastora

Update on Celia Pastora

Celia is an enterprising mother. She lives in a district on the outskirts of Managua and has a small grocery store in her home. With the income from her sales she has enough to cover the cost of food and her adolescent son's studies.

She is asking for a loan to build a room in her house for her young son, which will enable the family to improve their living conditions.
View original language description ↓
Celia, es una madre de familia emprendedora. Habita en un barrio periférico de Managua, tiene una pulpería en su casa de habitación, con los ingresos de las ventas diarias reúne para los gastos de alimentos y estudios de su hijo quien es adolecente. Solicita un préstamo para la construcción de un cuarto para su hijito en su casa, que permitirá mejorar las condiciones de la vivienda para ellos.

Previous Loan Details

Celia is married and her husband owns two taxis, through which he is able to cover the household expenses. She has also been working in her small general store for the past 14 years. Celia is now asking for her sixth loan in order to improve her home’s infrastructure. She wants to divide some ... More from Celia Pastora's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 130
    View loans »
    Nicaragua Loans Fundraising
  • $24,054,525
    Funds lent in using Kiva
  • 25.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Celia Pastora to buy cement, iron, cinder blocks, sand and gravel.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 24, 2013
Aug 15, 2013
Currency Exchange Loss:
Jul 17, 2014