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Maria Adriana
María, 21, is a homemaker and farmer. She has a five-year-old son and the two of them live alone. She received a full elementary education thanks to financial support from her parents who also taught her from a very young age to work on the farm as it was the family tradition. María and her partner plant and grow coffee and sell to neighbors and friends in the area. The land they work on is in the same area where she lives so maintenance, care and assistance is easier. The main challenge every season is to cultivate and harvest a quality crop by making it better each day.

María and her partner work hard to offer the best possible product and service to customers, because this allows them to attract more people to buy their product. This is why she is requesting a loan through the COMIXMUL institution. She will use it to buy farm supplies that will help maintain a good leafy crop and a good coffee bean.

Her future plans include improving the quality of her crop by planting new varieties such as borbón and caturra which are a little more expensive but better quality. This will allow her to earn more income so she can give her son an education and better lifestyle.
View original language description ↓
María es una joven de 21 años de edad, ama de casa y agricultora, madre de un hijo el cual tiene una edad de 5 años y en casa viven solo ellos como familia. Ella tiene un nivel de educación primaria completo cursado gracias al apoyo financiero por parte de sus padres mismos que le enseñaron a trabajar la tierra desde muy temprana edad siendo esta actividad una tradición en su familia. Ella en compañía de su pareja de dedican a la siembra y cultivo de café siendo sus clientes los vecinos y amigos compradores en la zona. El terreno que juntos trabajan está ubicado en la misma zona donde ella habita teniendo muchas felicidades para su mantenimiento, cuidado y asistencia. Su mayor desafío para cada temporada es poder cosechar y cultivar plantas de calidad sacando un producto al final de la cosecha de calidad y mejor cada día.

Ella y su pareja se esmeran mucho por brindarles el mejor servicio y producto a sus clientes ya que gracias a ello pueden atraer más personas para la compra de su producto. Es por eso que ella ha solicitado un financiamiento a la cooperativa COMIXMUL para la compra de insumos agrícola que ayuden a sus cultivos a mantenerse con un buen follaje y un buen grano.

Sus planes a futuro son los de mejorar la calidad de sus cultivos sembrando nueva chapola con calidad como el borbón, caturra que es un poco más caro pero de mejor calidad de esa forma ella podrá percibir más ingresos y darle un nivel de educación a su hijo y un mejor nivel de vida.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 74
    View loans »
    Honduras Loans Fundraising
  • $8,656,500
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Adriana to buy farm supplies for her coffee crop.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 13, 2013
Listed
Aug 15, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014