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Patricia Alexandra
This borrower resides in Machala. She started her business after she left the job where was employed. She decided to sell food from her house on the weekends and has been able to maintain this business with her family. The borrower works with her daughter. In her spare time, she also sells cosmetics and beauty products.

The borrower is in a common-law relationship and her husband works as a city taxi driver. Her other child attends a state school in the neighborhood where they live. In the future, she wants to open a restaurant in her house and help her husband buy his own vehicle for work. At the moment, she needs a loan in order to buy tables, chairs, perfumes, and cosmetics.
View original language description ↓
La cliente reside en Machala. Inició su negocio a raíz de que dejara su trabajo como empleada. Posteriormente se dedicó a la venta de comida en su casa los fines de semana, desde entonces ha mantenido este negocio con su familia. Labora junto a su hija. También se dedica el resto de tiempo libre a la venta de cosméticos y productos de belleza. Se encuentra en estado de unión libre y su cónyuge trabaja como taxista urbano. Su otro hijo asiste a la escuela fiscal del sector donde habitan. Desea a futuro poder montar un restaurante en su casa y que su esposo compre un vehículo propio para laborar. Al momento necesita el crédito para comprar mesas, sillas, perfumes y cosméticos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Patricia Alexandra to buy tables and chairs, as well as perfumes and cosmetics.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 24, 2013
Sep 4, 2013
Currency Exchange Loss:
Oct 9, 2014