Fabiola is a member of the Dushirehamwe II Group, and lives in Gitega. She is 34 years old and is married to Elie, a merchant. Together they have three children between the ages of one and ten years old, two of whom are studying. She has been a flour merchant for the past year.
Fabiola is on her third loan with Turame. With the loan she receives from KIVA, she plans to increase her business capital and purchase a large quantity of flour that she will resell to earn more revenue. In the coming years, she would like to buy a cow so that she can use the dung to fertilize her field for crops.
Fabiola fait partie du groupe Dushirehamwe II et habite à Gitega. Elle a 34 ans et est mariée à Elie, un commerçant. Ensemble ils ont 3 enfants agés de 1 à 10 ans dont 2 étudient.
Elle fait le commerce de farine depuis 1 an.
Elle est à son troisième crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter une grande quantité de farine à revendre pour gagner plus.
Dans les prochaines années, elle voudrait acheter une vache pour avoir de la bouse afin de fumer son terrain de culture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.