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Wilmer Ismael
This borrower is from the city of Machala. He works as an operator in Puerto Bolívar and was also given a franchise for selling Topsy brand ice cream. At night he works at the loading docks of the port and sells ice cream during the day. The borrower is married and his wife helps with making sales during the day. They have two children, one is in school and the other is not.

The borrower would like to invest the money from this loan in the purchase of ice cream that he can sell.
View original language description ↓
El cliente es de la ciudad de Machala. Trabaja como operador en Puerto Bolívar y le facilitaron una línea para que pueda vender helados de la línea Topsy. En la noche trabaja en los embarques del puerto y por el día se dedica a la venta de helados. Es casado y su esposa lo ayuda en la venta por el día. Tiene 2 hijos, uno estudia y el otro no. Desea invertir el dinero del préstamo en la compra de helados para su venta.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $25,028,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Wilmer Ismael to buy ice cream to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 23, 2013
Sep 1, 2013
Currency Exchange Loss:
Jul 2, 2014