This borrower is from the city of Machala. He learned his trade from his family since it is a longtime tradition. From a young age, the borrower has worked as a small-time fisherman and now he is able to support his family. He works with his son and they leave in the mornings and make two-day trips in order to catch fish. The borrower is in a common-law relationship and his partner is in charge of the household duties. They have two grown children who are already in relationships.
For now the borrower wants to invest the money from his loan in the purchase of materials for his work as a fisherman, such as nets and fishing line.
El cliente es de la ciudad de Machala. Su actividad la aprendió de su familia, en donde ha sido una tradición desde hace mucho tiempo atrás. Desde pequeño ha trabajado en la pesca artesanal y con ello ha podido mantener a su familia hasta ahora. Trabaja con un hijo y lo hacen por la mañana, donde se quedan 2 días para poder realizar la pesca. Está en estado de unión libre y su cónyuge se encarga de las labores del hogar. Tiene 2 hijos mayores, quienes ya tienen sus compromisos. Ahora quisiera invertir el dinero del crédito en la compra de materiales para su trabajo de pesca, como mallas y fibra.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.