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John Ufredo
John is 34-years-old, he is in a civil union, has two children and lives with his wife and children in the Cantón Ventanas province of Los Ríos (the rivers). The name of the community bank is Palmasola VRC. It is located on the premises Palmasola and belongs to the parish Ricaurte, Cantón Urdaneta. The members work in agriculture and livestock.

John is dedicated to agriculture, sowing corn and rice. He is requesting a loan to buy fertilizer and a pump motor. With the support of the credit, he may buy fertilizer at a lower price in cash. The shopping is done in Ventanas weekly. His dream is to increase productivity. His challenge is the climate change. In his spare time he likes to play indoor soccor.
View original language description ↓

John tiene 34 años de edad, su estado civil es unión libre, tiene dos hijos vive con su esposa e hijos en el Cantón Ventanas Provincia de Los Ríos.

La descripción de la ventanilla es VRC Palmasola, se encuentra ubicada en el recinto Palmasola, pertenece a la parroquia Ricaurte, Cantón Urdaneta, se dedican a labores agrícolas y pecuarias.

Jhon se dedica a la agricultura, siembra de maíz y arroz.

Solicita el crédito para comprar fertilizantes y una bomba a motor.

Con el apoyo del crédito podrá comprar los fertilizantes a menor precio por ser al contado. Las compras lo realizan en Ventanas cada semana. Su sueño es aumentar la productividad. Su desafío son los cambios climáticos.
En sus tiempos libres le gusta jugar indor.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 101
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped John Ufredo to buy fertilizer and a pump motor.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 17, 2013
Aug 14, 2013
Currency Exchange Loss:
Feb 17, 2014