Nancy is a 32-year-old married woman. She has four children with ages ranging from 2 years to 16 years. She describes herself as business minded. She operates a tailoring shop where she makes clothes for sale. She has been involved in this business for four years. Her business is located in a market place that is busy. She describes her biggest business challenge to be working long hours. She will use the KES 20,000 loan to add to her stock of tailoring materials such as thread, sheets of cloth, etc. Her business goal is to open a large tailoring store within five years. She hopes that in the future, she will educate her children. This is her first loan with SMEP DTM.