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Sobirjon is a resident of the Spitamen district. He is 30 years old. He works as a master plasterer. He has a wife and a son. His father and mother live with them. Sobirjon's wife works as a seamstress, and mother as a salesperson at a market. Sobirjon wants to get involved in a profitable business that would bring him a stable income. He is interested in buying and selling cattle. He saved some money and is adding the rest from this loan in order to buy two cows. Sobirjon plans to buy, fatten the cows for 60 days and then resell them at the livestock market, located not far from his house. This way he would not have any transportation expenses selling livestock. In addition, Sobirjon has a cowshed in the yard of his house for keeping livestock and has 100 haystacks. He needs support in order to start this business.
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Собирчон житель района Спитамен. Ему 30 лет. Он работает мастером штукатуром. У него есть жена и сын. Его отец и мать живут вместе с ними. Жена Собирчона работает портнихой, а мать работает продавщицей на рынке. Собирчон хочет заняться прибыльным бизнесом, который приносил бы ему стабильный доход. Он заинтересован в купле и продаже крупно-рогатого скота. Он накопил сбережение и остальную сумму просит в кредит, чтобы купить двух голов крупнорогатого скота. Собирчон планирует закупать и после 60 дней откорма продавать коров на скотном рынке, расположенный недалеко от его дома. Таким образом у него не будут транспортных расходов при реализации скота. К тому же Собирчон при дворе дома имеет коровник для содержания скота и 100 вязок сено. Он нуждается в поддержке, чтобы начать бизнес.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 189
    View loans »
    Tajikistan Loans Fundraising
  • $30,410,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,950 helped Sobirjon to buy two cows to start his business.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 1, 2013
Aug 21, 2013
Currency Exchange Loss:
Sep 20, 2013