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Christo's 1 Group
In this Group: Joyce , Emelia , Ernest , Vida , Joyce , Diana , Grace , Gladys , Lydia
The group Christo 1 consists of nine members, eight women and one man. They are originally from Accra-Dansoman, a place that is located in the eastern part of the country. These individuals are known as hardworking and responsible people who have the drive to succeed on a personal level. In their free time, they enjoy spending time with their children. Unfortunately, due to the a lack of financial resources their vegetable, cassava, plantain, smoked fish, bed sheet and mineral businesses are not running as they expect.

Ernest is the representative of this group. He sells fanta, coca-cola and malt guinness. He operates a drinking spot in front of his home. Ernest works in his business approximately 17 hours each day offering his products. This is his first loan and the amount of GHS 500 will be invested as operating capital in his business of buying and selling fanta, coca-cola, malt guinness and sprite. In the not-so-distant future, he hopes to generate more income and more profit after taking many loan from ID-Ghana.

Christo 1 is grateful for the assistance that Kiva lenders will provide to them, so that they can have decent businesses. They need a total loan amount of GHS 3,700.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 44
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 2.1
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Christo's 1 Group's $1,800 loan helped a member to have operating capital for his business buying and selling fanta, coca-cola, malt guinness and sprite.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 1, 2013
Aug 20, 2013
Currency Exchange Loss:
Jan 17, 2014