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A hardworking woman named Barno lives in a house which is in bad condition. Her husband is a kind man who works as builder and has a very small salary. They have three clever children, ages 9, 4 and 3. Barno’s children want to live in a house which is in good condition, but her income from selling food items is not enough to repair it; she must repair all the rooms of her house.

Barno is asking for a loan of 3,000 USD to repair her house.

This will enable her to offer her family a better quality of life and moral stability, allowing them to progress.

She will make her payment on time each month. She awaits your support and mercy.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 246
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Barno to buy building materials to repair her house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 7, 2013
Aug 20, 2013
Currency Exchange Loss:
Oct 27, 2015