To be able to take care of everyone, Florence, who has never went to school, is a traveling merchant. Regularly, she procures corn and coal in a town market and then travels around the town to resell them.
With this loan, she hopes to develop her business by buying more goods so she can better meet the needs of her family.
La représentante du groupe, Florence (celle qui a la main levée sur la photo) est âgée de 50 ans et a eu 1 enfant avec Rigobert.
Elle est aujourd'hui divorcée et elle doit s'occuper seule de 3 personnes, 2 autres membres de sa famille lui ayant été mis à sa charge.
Afin d’assurer les charges de tout le monde, Florence, qui n'est jamais allé à l'école, est aujourd'hui vendeuse ambulante. Régulièrement, elle s'approvisionne au principal marché de sa ville en maïs et charbon pour aller les
revendre à travers toute la ville.
Avec ce prêt elle espère pouvoir développer son activité en achetant plus de marchandises et ainsi pouvoir mieux assurer les besoins de sa famille.
About AlidéAlidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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