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Manzura is a kind and happy 47 year-old woman. She is married and has three children - two sons and one daughter. She works at a dekhan farm and is additionally involved in growing agricultural crops. Her husband and two sons work in Russia. And her daughter also goes to Russia in the summer to help her brothers. Manzura's children grew up and now need to get their own families, but a lot of expenses are involved in this, and this is why the children try to help their mother and earn money. After a discussion with her husband and children, Manzura decided to request a loan from the Arvand organization. She is convinced that Arvand will not leave her without attention and will financially support her. Manzura plans to use this loan to buy construction materials and complete the repair of her house prior to her children's return.
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Манзура добрая, жизнерадостная женщина в возрасти 47 лет. Она замужем ,имеет троих детей, двоих сыновей и одну дочку. Она работает в деканском хозяйстве и дополнительно занимается выращиванием сельскохозяйственной продукции. Муж и двое сыновей работают в России, . А её дочь тоже летом ездит в Россию чтобы помочь братьям.
Дети Манзуры стали взрослыми и им нужно обзаводится своими семьями. Но для этого нужны большие расходы поэтому дети тоже стараются помогать матери и зарабатывают денежные средства. На данный момент Манзура начала ремонт в своем доме. Чтобы закончить ремонт ей не хватает немного денежных средств. Посоветовавшись с мужем и детьми Манзура решила обратится в организацию Арванд за кредитом. Она уверена, что Арванд не оставит ее без внимания и финансово поддержит. Манзура на полученный кредит планирует купить строительные материалы и закончить ремонт дома до приезда своих детей.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 148
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Manzura to buy construction materials and complete the repair of her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 19, 2013
Aug 21, 2013
Currency Exchange Loss:
Aug 17, 2014