These women have worked in small-scale retail for several years, and are all in high demand. In order to meet the growing needs of their customers, they decided to join the Soro Yiriwaso loan program, and are now on their fifth group loan.
Maimouna is pictured first on the left in the photo, and is the president of the group. She is very well-known in Kangaré, and plans to use her loan to buy ten sacks of millet and five sacks of peanuts. She gets her supplies in Dalabala and the surrounding areas, and sells her cereals in Kangaré on a retail basis for cash and on credit. Her customers are both male and female.
Maimouna hopes to make a monthly profit of 40,000 francs CFA, which will allow her to repay her loan and reinvest in her business.
Elles sont dans le petit commerce depuis plusieurs années et sont très sollicitées dans leurs activités.
Dans le souci de satisfaire le besoin croissant de leur clientèle, les membres du groupe ont décidé d’intégrer le programme crédit de Soro Yiriwaso. Elles sont à leur cinquième prêt solidaire.
MAIMOUNA, qui est la présidente du groupe et très connue à KANGARE compte utiliser son prêt pour acheter 10 sacs de mil et 5 d’arachide. Elle s’approvisionne à DALABALA et environnant et vend ses céréales à KANGARE, en détail, au comptant et à crédit, à une clientèle composée d’hommes et de femmes.
Elle espère sur un bénéfice mensuel de 40.000FCFA somme qui lui permettra de rembourser le prêt et de réinvestir dans son activité.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid