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Agshin's income depends entirely on what he produces on his farm. As a result, he's always looking for ways to reduce costs in order to take home more money. Agshin owns a sheep farm in his village. He would like to buy more animals and add water fountains. These improvements need a lot of capital.
Agshin is married and is a father of two little children, ages 2 and 5. The reason he has applied for a loan is to make repairs on his home and improve his family's living conditions. This will make his wife happy. He needs 500 AZN to buy limestone and cement.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $10,800
    Average annual income
  • 32
    View loans »
    Azerbaijan Loans Fundraising
  • $14,344,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Agshin to purchase limestone and cement to start repairs on his home.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 26, 2013
Aug 20, 2013
Currency Exchange Loss:
Sep 17, 2014