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The client lives in his parents’ house with his wife and daughter. He is a farmer, and he has been growing beans, tomatoes, and ‘güisquil’ [a type of squash] for ten years. He sells his harvests at the markets that are close to where he lives. With the earnings that he gets from his sales he manages to pay for some of the household expenses.

The client is requesting a loan to buy fertilizers, manure, and pest controls, etc. in order to continue with his planting and to be able to give his family a better quality of life.
View original language description ↓
El cliente vive en casa de sus padres con su esposa y su hija, el se dedica a la agricultura especialmente al cultivo de hortalizas ejotes, tomates y güisquil desde hace 10 años, vende sus cosechas en los mercados que están cerca de su lugar de residencia, con las ganancias que obtiene de sus ventas logra solventar algunos gastos de su hogar, el cliente está solicitando un crédito para la compra de fertilizantes, abonos, controles de plagas, etc. para seguir con su siembra y poder darle a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 734
    View loans »
    El Salvador Loans Fundraising
  • $27,054,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped this borrower to buy fertilizers, manure, and pest controls, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 29, 2013
Aug 14, 2013
Currency Exchange Loss:
Feb 21, 2014