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Ines Maria
Ines is only 39 years old and became a widow at an early age. Thanks to God, she still has two children, a 12-year-old son and an 18-year-old daughter. Ines resides in the town of Puerto Colombia in the Department of Atlántico, which is 13 kilometers from the city of Barranquilla and considered to be part of its metropolitan area. The Caribbean Sea is located to the north, so the primary industry in the area is tourism.


Ines has a business of selling imported clothing from the United States, which she offers on credit. She started in this line of work three years when one of her sisters-in-law, who travels frequently to the United States, suggested that she sell imported American clothing. Ines agreed and now, thanks to God, her business has been well-received. She buys the clothes from her sister-in-law with cash and then sells them on credit to her customers, most of whom are her friends. The rest are people who have been referred to her.


Ines operates her business every day from 8:00 A.M. to 7:00 P.M. This is her first Kiva loan through Fundación Mario Santo Domingo. She will use the money to buy blouses, skirts, dresses, shirts, and trousers imported from the United States. With this investment, she hopes to increase her inventory, her sales, and her profits. One of her dreams is to finance her children’s higher education, but she also wants to open a store.

View original language description ↓
Ines es una mujer que enviudó a temprana edad, pues solo tiene 39 años de edad. Gracias a Dios le quedaron dos hijos, un varón de doce (12) años, y una mujer de dieciocho (18) años de edad. Reside en el municipio de Puerto Colombia, departamento del Atlántico, a 13 km de la Ciudad de Barranquilla, y forma parte del área metropolitana de esta ciudad. Colinda al norte con las costas del mar caribe. Por lo que su actividad económica más importante es el turismo. Su actividad de negocio es la comercialización a crédito de ropa importada de los Estados Unidos de America. Esta actividad la inició hace tres (3) años, cuando una de sus cuñadas, que viaja frecuentemente a los E.U., le propuso vender ropa importada de este país, a lo que ella aceptó, y hasta ahora, gracias a Dios, a tenido mucha acogida. Compra a su cuñada de contado, y le vende a crédito a sus clientes, que en su gran mayoría son amigos y amigas, el resto de clientes son referidos. Su actividad de negocio la ejerce todos los días de ocho (8) de la mañana a siete (7) de la noche. Este es su primer credikiva con la Fundación Mario Santo Domingo, el cual lo aplicará en la compra de blusas, faldas, vestidos, camisas y pantalones importados de los E.U. Con esta inversión espera aumentar la oferta, sus ventas y utilidades. Uno de sus sueños es la de lograr financiar los estudios superiores de sus hijos; y también abrir un almacén.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 466
    View loans »
    Colombia Loans Fundraising
  • $14,958,950
    Funds lent in using Kiva
  • 1,869.4
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Ines Maria to buy imported clothing from the United States.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 9, 2013
Listed
Aug 15, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2014