Angel is 36 years old, single, and has two children. He lives with his parents in the Urdaneta canton in the Los Ríos province.
The solidarity group is called VRC Palmasola. It is located in the Palmasola precinct, which is in the Ricaurte parish in the Urdaneta canton. The members of the group make a living in agriculture and raising livestock.
Angel works in agriculture, growing corn and rice. He requests the loan so that he can buy fertilizers. With the support of the loan, he will be able to buy fertilizers at a lower price because he will buy them in bulk. He makes his purchases in Ventanas each week.
His dream is to buy land. His challenge is climate change. In his free time, he likes to spend time with his family.
Ángel tiene 36 años de edad, es soltero, tiene dos hijos, vive con sus padres en el Cantón Urdaneta Provincia de Los Ríos.
La descripción de la ventanilla es VRC Palmasola, se encuentra ubicada en el recinto Palmasola, pertenece a la parroquia Ricaurte, Cantón Urdaneta, se dedican a labores agrícolas y pecuarias.
Ángel se dedica a la agricultura, siembra de maíz y arroz.
Solicita el crédito para comprar fertilizantes.
Con el apoyo del crédito podrá comprar los fertilizantes a menor precio por ser al contado.
Las compras lo realizan en Ventanas cada semana. Su sueño es comprar un terreno.
Su desafío son los cambios climáticos.
En sus tiempos libres le gusta pasar con su familia.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!