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Janeth Geoconda
Geoconda, 33, lives with her common-law husband and two children in the Ventanas Canton in the province of the Los Ríos.

The communal bank "Palmasola" is located in the residential area of Palmasola which belongs to the Ricaurte Parish in the Urdaneta Canton. Agriculture and livestock farming are the main activities here.

Geoconda is a farmer who grows corn and rice. She is requesting a loan to buy fertilizers which will be less expensive because she will pay in cash. Every week she makes her purchases in Ricaurte.

Her goal is buy land. The challenge she faces is climate change. In her free time she enjoys staying home and watching television.
View original language description ↓

Geoconda tiene 33 años de edad, su estado civil es unión libre, tiene dos hijos, vive con su esposo e hijos en el Cantón Ventanas Provincia de Los Ríos.

La descripción de la ventanilla es VRC Palmasola, se encuentra ubicada en el recinto Palmasola, pertenece a la parroquia Ricaurte, Cantón Urdaneta, se dedican a labores agrícolas y pecuarias.
Geoconda se dedica a la agricultura, siembra de maíz y arroz.

Solicita el crédito para comprar fertilizantes.

Con el apoyo del crédito podrá comprar los fertilizantesa menor preciopor ser al contado.

Las compras lo realizan en Ricaurte cada semana.

Su sueño es comprar un terreno. Su desafío son los cambios climáticos.

En sus tiempos libres le gusta pasar en casa y ver televisión.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 77
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Janeth Geoconda to buy fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 17, 2013
Aug 14, 2013
Currency Exchange Loss:
Feb 17, 2014