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Bella Vista 2 Group
In this Group: Haydee Lorena, Jose Daniel , Floridalma, Reynaldo, Edin Gustavo, Maura , Julio, Elder Geovany, Amado Felipe, Nahum Antonio, Juan Llobani, Delia Claudina
Haydee, 40, is a single mother. She lives with her son in a community in the Bahía Islands.

Haydee earns her own income to support her household. For two years she has sold cosmetics such as creams, lotions, and make-up. She also has some apartments that she rents. The goal she works for is to have economic stability and improve her living conditions.

In her community they have problems with potable water. To pay for it she decided to form a group to request financing to be able to drill and set up a well for drinking water. The group is made up of 12 members and is called Bella Vista 2. They've requested 5,000 lempiras [HNL] each, for a group total of 60,000 lempiras.

The people in the photograph are: Haydee at the left, wearing a white blouse and jeans, then José, next Floridalma, Reynaldo, Edin, Maura, Julio, Delia, Elder, Amado, Nahúm, and Juan at the right. They all live in the same community and have different businesses; some work for companies and take care of their businesses.
View original language description ↓
Haydee, tiene 40 años de edad, es madre soltera y tiene un hijo con quien vive en una comunidad que pertenece a Islas de la Bahía. Doña Haydee genera sus propios ingresos para el sostenimiento de su hogar, hace dos años ofrece productos de cosméticos como cremas, lociones y maquillajes. Además tiene unos apartamentos que renta. Su objetivo para lo cual trabaja es para tener estabilidad económica y mejorar su condición de vida.
En su comunidad tienen problemas de agua potable, para solventarlo ha decidido formar un grupo para solicitar financiamiento y poder perforar y habilitar un pozo de agua potable. El grupo esta formado de 12 miembros y tiene como nombre Bella Vista 2, quienes han solicitado 5,000 lempiras cada uno, haciendo un total grupal de 60,000 Lempiras. en la fotografía se identifican así: a la izquierda esta doña Haydee de blusa blanca y Jeans, sigue don José, luego Floridalma, Reynaldo, Edin, Maura, Julio, Delia, Elder, Amado, Nahúm y Juan a la derecha. Todos viven en la misma comunidad y realizan diversas actividades de negocios y algunos trabajan en empresas y atienden sus negocios.

Additional Information

More information about this loan

This loan is part of an ODEF initiative to fund community water installations in rural Honduras. Municipal governments fund half the cost of these systems, but require the local community to pay the upfront costs of the remaining half, creating a financial challenge for rural families. ODEF helps solve this financing problem by funding water installation loans through Kiva. The loan is disbursed to a “board” of community members that represents the entire community. All of the families who benefit from the water system contribute very small monthly installments to repay the loan. Kiva is proud to support this initiative to provide rural Honduran families with reliable access to clean water.

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 85
    View loans »
    Honduras Loans Fundraising
  • $8,841,950
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Bella Vista 2 Group's $2,950 loan helped a member to pay for drilling and setting up a well for drinking water.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 31, 2013
Aug 13, 2013
Currency Exchange Loss:
Dec 17, 2014