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Efosa A. is 36 years old and is married with one child. He lives in Benin City, in the Edo state of Nigeria. Having been trained as a motor mechanic, he works in Benin City and sells motor spare parts to people in his community. In order to further expand his business and attract his customers, Efosa needs a loan of $1,025 to purchase more spare parts and attain further skills.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 92
    View loans »
    Nigeria Loans Fundraising
  • $6,068,425
    Funds lent in using Kiva
  • 117.7
    Nigeria Nairas (NGN) = $1 USD