Update on Glenda IsabelGlenda is 28 years old, single and has four children. She lives with them in the Ventanas settlement of the Los Ríos province.
The group is called VRC Avanza and its members are farmers. They all live in the Aguas Frias area. They have practically been raised in this zone and most farm and raise livestock. Glenda raises corn.
She is asking for this loan to buy fertilizer, supplies, and compost. With the help of this loan she will be able to pay in cash and get better prices.
She makes her purchases in Mocache and Ventanas each week.
Her dream is to increase her capital. Her challenge is the competition. She likes to spend her spare time with her children.
Glenda tiene 28 años de edad, es soltera, tiene cuatro hijos, vive con sus hijos en el Cantón Ventanas Provincia de Los Ríos.
La descripción de la ventanilla es VRC Avanza, sus miembros se dedican a la agricultura, todos viven en el sector del recinto Aguas Frías.
Prácticamente se han criado en esa zona. Se dedican a labores agrícolas o pecuarias en su mayoría.
Glenda se dedica a la agricultura, siembra de maíz.
Solicita el crédito para comprar fertilizantes, insumos, abonos. Con el apoyo del crédito podrá comprar los fertilizantes a menor precio por ser al contado.
Las compras lo realizan en Mocache y Ventanas cada semana.
Su sueño es incrementar su capital. Su desafío es la competencia. En sus tiempos libres le gusta pasar con sus hijos y su familia.
Previous Loan DetailsGlenda Isabel is 26 years old and involved in a civil union and has three children. She lives with her spouse and children in the city of Ventanas in the provicne of Los Ríos She is a member of the VRC AVANZA, and their members are all involved in farming and live in the area of Recinto Agua ... More from Glenda Isabel's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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