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Jovia is a repeat borrower having borrowed before from UGAFODE Microfinance through its Ishaka Branch. She is married and has eight children who are all studying. Her major source of income is pineapple growing which she has given her best effort to be able to get income to sustain her family. She gives the business four hours each day and in addition to this business she also grows bananas as a way of supplementing her income. Jovia started growing pineapples in 2000 in rural Bushenyi District. Her main objective in starting the business was to get money to pay school fees for her eight children. Her clients are mainly the people in her local cell and she sometimes gets customers from different villages when they are passing by. Jovia hopes to use the money to buy mulch and fertilizers so that she can have improved yields. Her biggest challenge is the unfavorable climatic conditions which affect her income negatively. She is honest and this has helped her a lot in conducting her business. She has high hopes that her business will do better if the loan of UGX 2,000,000 is given to her.In set is Jovia in her pine apple garden.

Additional Information

More information about this loan

This loan is part of UGAFODE's green loan program, giving Ugandan farmers the support they need to grow and process organic fruits and vegetables. Funds will be used to obtain critical resources like processing equipment, mulch and organic seedlings to reduce waste water contamination and improve consumer health. The green loan program also helps clients combat regional problems like deforestation and over-fishing.

About Uganda

  • $1,800
    Average annual income
  • 204
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 2,569.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Jovia to buy mulch and organic fertiilzers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 7, 2013
Aug 22, 2013
Currency Exchange Loss:
May 17, 2014