Idi is a 30-year-old man living in Masindi, Uganda. He is married and charged with the responsibility of taking care of three children. He deals in selling shoes and has been in business for five years. His business is located on the market street where the public can access him. He has hopes of expanding his business into bigger markets despite challenges of stiff competition and the seasonal nature of the business. Idi is requesting a loan to buy shoes to sell.