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Fakhra's Group
In this Group: Fakhra, Rasooan
Fakhra is a housewife and a group leader of this two-person lending group. She lives in Lahore, Pakistan with her family. She belongs to a poor family. She has requested a loan from Kiva's partner BRAC Pakistan for her husband's general store. Currently the stock of the general store is almost depleted. Therefore, he wants to purchase a variety of products for his store including flour, pulses, soap, detergents, etc., so that he can continue his work. He wants to add more variety to his store to attract more customers. Fakhra will save the profits to meet the household's daily expenses. She hopes that this loan will prove beneficial for her family. She lives in a poor community where they must face a lot of issues and challenges. One of the main issues is the lack of clean water. She wishes to live in a clean and hygenic community. She is feeling very happy and relaxed after receiving the loan amount.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 276
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 102.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Fakhra's Group's $550 loan helped a member to purchase a variety of products for her husband's store including flour, pulses, soap, detergents, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 7, 2013
Aug 18, 2013
Currency Exchange Loss:
Jun 17, 2014