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Rano is a woman who takes care of hearth and home, and is pillar of support for her children has a big idea: to start a new business. For many years she has had no source of income and her husband earns a small salary and isn’t able to provide their children with all the necessities. With every year, the children need more and more because they are developing along with a developing world.

Rano decided to start her business in sewing women’s clothes because she learned how to sew as an intern to a seamstress. For a long time, Rano sought help in opening her business, and at last she found out about a course called "Woman Entrepreneur, Get Ahead" that is put on by the Association of Business Women. Rano studied in this course and earned her certificate of completion. Now she is ready to start her business, but she doesn’t have any money to buy a sewing machine. She is requesting a loan of 5,000 somoni (TJS) to buy a sewing machine. She is relying on your kindness.
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Женщина, которая является хранительницей очага своего дома и опорой для своих детей, имеет грандиозную идею, организовать новый бизнес. Она много лет не имела источника дохода. Так как ее муж имеет маленькую зарплату и не в состоянии обеспечить своих 2 детей со всеми не обходимыми средствами. Дети год за годом требуют больше благ, так как они развеваются вместе с развевающимся миром. Она решила организовать бизнес шитьём женской одежды, так как она обучилась у портнихи шить женские платья. Она долго искала помощь и наконец, она узнала о курсе «Добейся Успеха» организованной Ассоциация Деловых Женщин. Она участвовала на этом курсе и получила много позитива для себя. После завершения курса она получила сертификат. Теперь она готова начать бизнес, однако она не имеет денег, чтобы купить швейную машинку. Она запрашивает займ на сумму 5000 сомони для покупки швейной машинки. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 116
    View loans »
    Tajikistan Loans Fundraising
  • $29,875,700
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Rano to buy a sewing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 31, 2013
Aug 18, 2013
Currency Exchange Loss:
Aug 17, 2014