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This is Nora, 52, resident of Dasmariñas, Cavite, Philippines. Her partner is Editho, a driver, and they have children. She and her partner are managing their household as they operate a business. At this time, she is working hard to provide income for their family.

Nora operates an internet café business. Services like this become a need as customers’ demand increases. Her main patrons are students, who require her services for school requirements. She has customers who need to rent computers for business purposes, such as writing a resume and office documentation, as well as customers who would just love to surf the net and visit social networks. Nora also has a canteen. She earns a minimum of 2,000 Philippine pesos (PHP) in profit every day.

To help her continue the operation of her business, Nora is requesting a 50,000 PHP loan. She will be utilizing the loan to buy additional computer parts and accessories needed in her business. Nora hopes that her business will flourish and dreams of having a happy family. She meets up with her co-fellowship members to share stories of her work every week.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 710
    View loans »
    Philippines Loans Fundraising
  • $63,241,750
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Nora to pay for additional computer parts and supplies needed in her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 8, 2013
Aug 18, 2013
Currency Exchange Loss:
Feb 19, 2014