Mrs. Gai Group
Mrs. N. Thi Gai (DOB: 20/09/1961, ID: 23010087) would like to borrow a loan of 4.028.000 VND to invest in breeding ducks. Currently, about 300 ducks are being bred for eggs in her home. Another daily source of income is from her small business in the market. Mrs. Gai’s husband is a construction worker. She has three children, all of whom are still in school. Her family’s monthly income is about 3.000.000 VND. Other members in her group include:
-Mrs. D. Thi Ha (born in 1980, ID: 23010085) would like to borrow a loan of 4.028.000 VND to invest in her business in the market.
-Mrs. L. Thi Thuan (born in 1974, ID: 23010075) would like to borrow a loan of 4.452.000 VND to invest in poultries.
-Mrs. H. Thi Chung (born in 1974, ID: 23010071) would like to borrow a loan of 4.028.000 VND to improve the infrastructure.
-Mrs. V. Thi Hai (born in 1960, ID: 23010140) would like to borrow a loan of 4.028.000 VND to invest in poultries.
Translated from Vietnamese by Khoa N., Kiva Volunteer.
Nguyễn Thị Gái, sinh ngày 20/09/1961 (Ms 23010087), mức vay: 4.028.000 vnđ để đầu tư chăn nuôi vịt. Gia đình cô đang nuôi khoảng 300 con vịt đẻ. Ngoài việc nuôi vịt đẻ, cô còn đi chợ buôn bán nhỏ có thu nhập theo ngày . Hàng ngày, chồng cô cùng những người trong làng đi phu hồ tại các công trình, 3 con cô đang độ tuổi đi học. Thu nhập bình quân của gia đình khoảng: 3.000.000 vnđ / tháng. Trong nhóm cô còn có:
Đào Thị Hà, sinh năm 1980 (Ms 23010085 ), mức vay:4.028.000 vnđ để đầu tư đi chợ.
Lê Thị Thuận, sinh năm 1974 (Ms 23010075 ), mức vay: 4.452.000 vnđ để đầu tư chăn nuôi.
Hoàng Thị Chung, sinh năm 1974 (Ms 23010071 ), mức vay: 4.028.000 vnđ để đầu tư cơ sở hạ tầng.
Vũ Thị Hải, sinh năm 1960 (Ms 23010140), mức vay: 4.028.000 vnđ để chăn nuôi.
About SEDA:The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
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This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
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