Mele is 40 years old and married with four children. She owns and operates a small store, selling items such as sugar, flour, rice, etc. She has been doing this for many years. Mele needs a loan to buy a freezer, chicken, rice, lamb chops, sugar, flour, beer and cigarettes for her store. She hopes to use her profits to provide for her children's education. She joined SPBD in 2009 to gain access to capital for her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.