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Nelli is 28 years old and she lives in Vanadzor city. Nelli is married and she has two small children. She has graduated from Vanadzor State Pedagogical Institute, History and Legal Division, but now she works at an internet provider company as an operator. Nelli’s husband at this moment is unemployed and from time to time, he does some reconstruction work with a very small fee for his work. Thus it happens that the major part of their family needs rests on Nelli’s fragile shoulders. No matter how hard she works, the needs and costs are endless.

Lately Nelli’s work is too much and sometimes she needs to work at home also, but she has no computer. Nelli is asking for a loan of 250,000 Armenian drams to buy a computer, which will help her to work at home and lighten her workload.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,083,350
    Funds lent in using Kiva
  • 407.5
    Armenia Drams (AMD) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $625 helped Nelli to buy a computer to lighten her workload.
98% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 25, 2013
Aug 18, 2013
Currency Exchange Loss:
Feb 20, 2015