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Delinda, 32, is married to Ibnu, 37, with no children yet. Her husband is an entrepreneur. Delinda and her husband live in a rented room near her husband's work.

Delinda was a teacher, but since the school was far from her residence, she started her own business instead. In 2010, she decided to use her knowledge of baking and cooking to support her family by running a catering business. She also receives orders for snacks such as cookies, chips, cheese sticks, etc., from her customers, and for selling at stalls in the neighborhood.

Delinda sees that the business has good opportunity to grow bigger in the future that is why she plans to expand the business, unfortunately she has limited capital and of course she needs more capital to go through. This situation led her to propose a loan from TLM of amounting IDR 4.500.000. This loan would enable her to purchase rice, cooking ingredients, vegetables, cooking oil, kerosene and also to help her start a business of selling mobile phone credit (known as 'pulsa'). She hopes that the business will run well so it will enable her to improve her income as well as to repay the loan to TLM on time.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 18
    View loans »
    Indonesia Loans Fundraising
  • $5,288,425
    Funds lent in using Kiva
  • 10,301.4
    Indonesia Rupiahs (IDR) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $450 helped Delinda to purchase rice, cooking ingredients, vegetables, cooking oil, kerosene and also start a business of selling mobile phone credit.
75% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 2, 2013
Aug 25, 2013
Currency Exchange Loss: