When she was 13, she started to learn to work in agriculture. Her parents taught her to grow fruits and vegetables, since it was their only source of income. She has been growing vegetables and fruits for more than 10 years now. She sells her crops in the central bazaar to make profits in order to support her family.
Naiba’s income from her business is 150 AZN.
In order to improve the living conditions of her family, she plans to expand her business. This requires a lot of dedication and effort. She believes that in the near future her children will help her to expand the business. Since the vegetable and fruits business is profitable and a fun business, she wants the business to continue and prosper.
Naiba needs a 2,000 AZN loan to buy fertilizers, seeds and fruit trees. Her biggest wish is to offer her children an education so that they can have good careers and help their family. This is her third loan and she has a good loan history.
More information about this loan
This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities.
About AqroinvestAqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.
You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.
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