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Lubna
Lubna is a 45-year-old mother of two from Rameh. She studied cosmetology. After surveying her village and learning of the need for a cosmetics salon, Lubna opened her business. She provides excellent services and treatments that are not available anywhere else. Lubna is known for her warmth and the caring environment she provides her clients.

Lubna needs this loan to purchase an artificial nail set and facial treatment machine, and to pay for repairs and an addition to her laser machine, acupuncture table, and chair and treatment materials.

Lubna is working to one day open a cosmetics and hair styling school with her sister to train others.

Additional Information

More information about this loan

KIEDF targets some of the most marginalized groups and areas in Israel with its microfinance services, specifically working with Bedouins, Haredi women, and Israeli-Ethiopians. By contributing to this loan, you are supporting a borrower who otherwise would have very limited access to financial services. 

About KIEDF:

Koret Israel Economic Development Funds (KIEDF) launched its direct lending program, SAWA, in 2006 to help low-income and unemployed populations within Israel create independent income-generating activities. SAWA currently serves Bedouin women in the Negev, Arab Israeli women in northern Israel and Jewish Israeli women. SAWA loans support a wide variety of small business types including consumer goods sales, grocery stores, animal raising, hairdressing, sewing, and day care. SAWA continues to grow and serve new populations while maintaining a loss rate of less than 3%.

About Israel

  • $28,930
    Average annual income
  • 0
    View loans »
    Israel Loans Fundraising
  • $1,247,675
    Funds lent in using Kiva
  • 3.5
    Israel New Shekels (ILS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $5,675 helped Lubna to assist with purchasing an artificial nail set and facial treatment machine, and to pay for repairs and an addition to her laser machine, acupuncture table, and chair and materials.
59% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 6, 2013
Listed
Aug 17, 2013
Currency Exchange Loss:
Possible