San Juan De Escoma Group
The loan that they will take out will benefit the small group of micro-entrepreneurs of which Nativa is a member. She says that this is the first time that she is a member of Pro Mujer, entering at the invitation of an organizer of the institution who visited her at home. At present she has a business sewing and selling traditional skirts. She makes known that she learned this business on her own initiative and at present she has an independent business.
The loan that she will take out now is for the increase of capital to buy fabric that she will acquire from the stores of the city of El Alto and later she will sell in her sales space. This form of work allows her to generate resources to maintain her household as much as possible as she is married and has two children.
When asked about what she likes about Pro Mujer, she responds that she likes the loan meetings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Nativa es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de un promotor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de costura y venta de enaguas; da a conocer que este negocio lo aprendió por iniciativa propia y en la actualidad tiene un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de telas) que adquirirá de las tiendas de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las reuniones de crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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