Alpacoma Ii Group
The loan they will take out will benefit the micro-businesswomen, one of whom is Tatiana. She says that she has been a member of Pro Mujer for four years, joining at the invitation of her mother, who is a member of the institution. Right now she a has a brick factory. She learned this business as a child, since it was a family business. When she had a child she decided to set up her own workspace.
The loan she will take out now is to increase capital by buying an kiln. She will buy it from manufacturers in the city of El Alto and later set it up in her workspace to be able to distribute the merchandise to the retailers. This work allows her to generate income to support her home as much as possible, as she is single and has a son.
When asked what she likes about Pro Mujer, she says that she likes the credit and health trainings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Tatiana es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por invitación mi madre que es socia de la institución. En la actualidad ella tiene un negocio de fábrica ladrillera; este negocio lo emprendió desde niña, ya que fue un negocio familiar y cuando tuvo su hijo decide implementar su propio espacio de trabajo.
El crédito que ahora sacará es para el aumento de capital (compra de horno) que adquirirá de los fabricantes de la ciudad de El Alto y posteriormente lo implementará en su espacio de trabajo para poder distribuir la mercadería a los comerciantes minoristas. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de capacitación en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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