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Celia Patricia
Celia, 40, has two children: the oldest is 14 and is in the third year of high school; and the youngest is 12 and in the first year of high school. Her husband is a farmer and is in charge of the coffee crop. Their income source is coffee sales. Celia heads the business operations associated with sales, but she also helps her husband with cutting and transporting the coffee. She learned this trade from her parents and continues to work at it with her husband.

As an enterprising women, she also earns money selling cosmetics and selling food to seasonal harvest workers. The land she and her husband own is about four minutes from their house. Their coffee customers are local stores that sell coffee exclusively.

She has applied for a loan to buy coffee seedlings, manure, and other supplies to plant and maintain her coffee crop. She dreams of seeing her children graduate from college, as she and her husband were not able to finish school. Her business goal is to expand as much as possible so that her children will have a bright financial future, a goal she is optimistic about if pursued with wisdom, effort, and good administration of the profits.
View original language description ↓
Doña Celia tiene 40 años de edad procreo 2 hijos los cuales el mayor tiene 14 años y estudia el tercer año del ciclo común y la menor tiene 12 años y está cursando el primer año del ciclo común su conyugue quien es agricultor es quien se encarga al 100% del rubro de café. Su fuente de ingreso económico es la venta del café ya que ella sabe realizar todas las actividades relacionadas con el negocio sin embargo apoya a su esposo hasta en la corta y traslado del mismo. Ella aprendió esta actividad desde niña con sus padres y luego continúo con el esposo. Como mujer emprendedora tiene otros ingresos vende cosméticos y para la temporada vende alimentación a los obreros que llegan a trabajar durante la corta. La tierra que ella en compañía de su esposo trabajan es propia ubicadas aproximadamente a 4 minutos de su casa de habitación. Sus clientes a quienes ella vende el café son bodegas que exclusivamente se dedican a la compra-venta de café en el municipio donde ella habita.

Ella ha solicitado un financiamiento el cual le permitirá adquirir suministros agrícolas, como chapola (plantitas de café), abono y otra parte la destinara para la preparación de una tierra para sembrar la chapola que comprara.

Su sueño es graduar a sus dos hijos de una carrera universitaria ya que ella y su esposo no pudieron culminar sus estudios. Su meta con el negocio es hacerlo crecer al máximo para asegurarles el futuro económico a sus hijos, y ella considera que este logro lo podrá efectuar con optimismo, sabiduría y esmero y una buena administración de sus ganancias en su trabajo.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 22
    View loans »
    Honduras Loans Fundraising
  • $8,201,950
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Celia Patricia to buy coffee seedlings, manure, and other supplies to plant and maintain her coffee crop.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 10, 2013
Listed
Aug 14, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014