Las Chijinis Group
The loan they will take out will benefit the small business owners, of which Señora Rosmery is one. She says that this is her third cycle with Pro Mujer. She was invited to join by an outreach worker from the institution who visited her in her home. Señora Rosmery currently has a business selling food. Previously she sold juices, and later decided to make lunches, at the request of her clientele.
The loan that she is taking out will increase her capital (to purchase rice, potatoes and chicken) that she acquires in the markets in El Alto and later to make and sell the food from her sales stall. This type of work allows her to generate income for her family, as she is married and has two children.
When asked what she likes about Pro Mujer, Señora Rosmery says that she likes the orientations from the loan counselors.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rosmery es integrante, ella indica que es el tercer ciclo que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de comida; da a conocer que anteriormente ella vendía jugos, posteriormente decide realizar almuerzos a solicitud de su clientela.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, papas y pollos) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para su familia ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan la orientación de las asesoras de crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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