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Valeriano
Valeriano is 38 years old and comes from Chiapas. He has been located in the city of Nuevo Laredo for more than 20 years, where he married Francisca with whom he has four school-age children.

He is applying for a loan because he needs to do electrical installations at home, since the ones they have are in very poor condition and he wants to avoid an accident. However, for the time being he doesn't have the money needed for making this improvement. He needs to do it as soon as possible since his children are in the need of light at home.

Valeriano has worked as a carpenter for more than 10 years and his business is in his home so that he can watch over his children. His wife sells sweets, soft drinks, and handicrafts in the center of Nuevo Laredo.

The profits he makes from his carpentry business go to paying back the loan and the profits from his wife's business go to paying the expenses of the household and schooling. They want to improve the heritage of their children and give them a safe place with the amenities necessary for their development.
View original language description ↓
señor Valeriano tiene 38 años de edad es originario de Chiapas, tiene ya mas de 20 años radicando en la ciudad de Nuevo Laredo, en donde se caso con la señora Francisca con quien tiene cuatro hijos de edad escolar.
Esta solicitando un préstamo ya que a su vivienda le esta haciendo falta la instalación eléctrica, porque la que tiene esta en muy malas condiciones y quiere prevenir una accidente pero por el momento no cuenta con el dinero necesario y para realizar la mejora lo mas pronto posible ya que sus hijos le esta haciendo falta la luz en la casa.
El señor Valeriano tiene ya mas de 10 años dedicándose a la carpintería el tiene su negocio en su casa para así poder estar al pendiente de sus hijos ya que su esposa se dedica a la venta de dulces, refrescos y artesanías en el centro de la ciudad de Nuevo Laredo.
Con las ganancias que obtiene de su negocio de carpintería es para pagar el crédito y que con el ingreso del negocio de su esposa es para pagar los gastos familiares y escolares.
Desean mejorar y acondicionar el patrimonio de sus hijos y que tengan un lugar seguro y con las comodidades necesarias para su desarrollo.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mexico

  • $11,249
    Average annual income
  • 23
    View loans »
    Mexico Loans Fundraising
  • $17,954,125
    Funds lent in using Kiva
  • 12.6
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Valeriano to make electrical installations.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 10, 2013
Listed
Aug 12, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 9, 2014