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This borrower lives in the Suburbio sector of Guayaquil. Years ago, she began selling clothes on credit and later offered a line of cosmetics. She now also sells Herbalife natural products. The borrower works alone most of the time, but sometimes she receives help from her oldest child with collecting payments. She conducts her business at home, but she also leaves to do promotions in her free time. The borrower is separated from her husband and has two teenage children, ages 15 and 17, who attend a state high school in the area.

For now, she is requesting a loan in order to buy multivitamins and other natural products.
View original language description ↓
La cliente reside en el sector de Suburbio en Guayaquil. Empezó años atrás vendiendo ropa a crédito y luego línea de cosméticos. Actualmente también emprende en la comercialización de productos naturales de Herbalife. La mayoría del tiempo trabaja sola y a veces le ayuda a su hijo mayor a cobrar. Realiza esta actividad desde su casa y también sale a predicar en sus ratos libres. Es separada de su esposo y tiene 2 hijos menores de edad, de 15 y 17 años, quienes estudian en el colegio fiscal de su área. Ahora requiere el préstamo para comprar multivitaminas y otros productos naturales.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 78
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $625 helped Elvis to buy multivitamins and other natural products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 18, 2013
Sep 5, 2013
Currency Exchange Loss:
Feb 25, 2014