Ramiro is single. He lives in his parents’ house in the Villa Ingenio area of the city of El Alto. He attended school up until high school, and he works as a driver. He owns his business, and he is affiliated with a union.
He needs the loan to buy a tank of natural gas because gasoline is more expensive. Ramiro wishes to buy another vehicle in the future, and he wishes to improve his income.
Ramiro es soltero vive en casa de sus padres ubicada en la zona de Villa Ingenio de la ciudad de El Alto.
El estudió hasta la secundaria, trabaja como chofer, es socio propietario del negocio y esta afiliado a un sindicato. Necesita crédito para comprar un tanque de gas natural, porque la gasolina es más cara. Ramiro desea comprar otra movilidad a futuro y mejorar sus ingresos
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.