Update on JeanetteJeanette is the mother of two children, and the family rents a house in the city of La Paz. She owns a vehicle, which she uses to earn income by offering transportation service. She also started selling hamburgers from her doorway to increase her earnings and support her children. She needs a loan to buy an engine and tires for her vehicle, which provides daily income.
Actualmente tiene una movilidad con la cual genera sus ingresos haciéndola trabajar en el transporte público, pero por las noches ha comenzado a vender hamburguesas en la puerta de su casa para aumentar sus ingresos y poder mantener a sus hijos. Necesita crédito para comprar llantas y un motor para el vehículo que le proporciona una renta diaria
Previous Loan DetailsJeanette is single and lives at home with her parents in the San Martin neighborhood of the city of La Paz. She has two children whom she supports on her own. She earns a living with two cars she rents daily for public transportation. Jeanette is asking for a loan to buy parts so she will be… More from Jeanette's previous loan »
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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