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Justine is married with three children, and all of her children go to school. She doesn’t take care of additional family members. She has a business selling used clothes. She has been in this business for five years. She has applied for a loan of 200,000 Ugandan shillings from MCDT SACCO to buy more clothes like shirts, blouses, trousers, skirts and sweaters.

Justine moves door to door selling used clothes and sells to all categories of people. She sells on a retail basis and works six days out of every week. Her major business challenges include thieves and seasonality.

Justine aspires to become a wholesaler and also to educate her children up to university. She resides in her own house, and the family has access to electricity but not piped water. Her monthly expenses include school fees and electric bills.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 158
    View loans »
    Uganda Loans Fundraising
  • $28,711,800
    Funds lent in using Kiva
  • 2,572.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $100 helped Justine to buy more clothes like shirts, blouses, trousers, skirts and sweaters.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Aug 1, 2013
Aug 17, 2013
Currency Exchange Loss:
Dec 17, 2013