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Senovia has been a nurse in the Jacinto Hernandez hospital in the county of Nueva Guinea for 15 years. She is a woman characterized by her responsible and honest work ethic, and she is currently studying in her 4th year of secondary school. Although she does not have the help of a husband to help her kids to move forward, her eldest daughter is 17 years old and is in the 5th year of secondary school in the Ruben Dario Institute and her 12 year old son is in 6th grade in primary school. Her dream is to have a nice home and to work to help her kids.

She would like a loan to invest in improving their home, and she would like to finish building a room in their house so her kids will be more comfortable.

Translated from Spanish by Liz Harvey, Kiva Volunteer

Doña Senovia trabaja como kardista en el hospital Jacinto Hernández del municipio de Nueva Guinea desde hace 15 años, es una mujer que se ha caracterizado por ser responsable honesta y trabajadora, actualmente está estudiando su 4to año de educación secundaria, a pesar que es una mujer que no tiene la ayuda de un esposo ha sacado a sus hijos adelante, tiene 2 hijos, la hija mayor de 17 años estudia su 5to año de educación secundaria en el instituto Rubén Darío y su hijo de 12 años estudia su 6to grado de educación primaria, su sueño es tener una vivienda bonita y trabajo para así sacar a sus hijos adelante.

Está solicitando el crédito para invertirlo en mejora de su vivienda, quiere terminar de construir un dormitorio en su vivienda para así poder darle mayor comodidad a sus hijos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 132
    View loans »
    Nicaragua Loans Fundraising
  • $24,558,975
    Funds lent in using Kiva
  • 19.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Senovia to finish building a room/Terminar construcción de un dormitorio.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 25, 2008
Aug 10, 2008
Currency Exchange Loss:
Jul 15, 2010