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Zebiniso
Zebiniso is a conscientious, purposeful and hardworking woman. She was born in a village which has good conditions for livestock breeding and field crop cultivation. Zebiniso's family had a low income, and since childhood she helped her parents with cattle breeding and field crop cultivation.

After having finished high school, Zebiniso got married to a livestock breeder, and helped her husband with livestock breeding and field crop cultivation. They mainly worked with livestock breeding, that is, they bought cattle at a low price at the market, fattened it for some time and resold it at a higher price. Due to unfavorable weather and climate, their business did not have positive results. Therefore, Zebiniso's husband went to the Russian Federation as a migrant worker. Zebiniso's family lived through this period only on the income from the livestock breeding. After this, Zebiniso started working with livestock breeding on her own. Zebiniso keeps cattle on fodder which she produces herself. For the income received from the business, Zebiniso would like to improve the living conditions of the family.

Last year (in December 2012), Zebiniso's husband returned from Russia, and for some time he helped his wife in managing the cattle breeding business. Currently, Zebiniso's husband wants to travel to Russia for work again. Therefore, Zebiniso turned to Kiva and its partner IMON with an aim to receive a loan to purchase plane tickets for her husband. She would like to continue her business of cattle breeding. Zebiniso hopes for your charity and mercy.
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Зебинисо добросовестная, целеустремлённая и трудолюбивая женщина. Она родилась в сельской местности, которое имеет хорошее условие для животноводства и выращивания сельскохозяйственных культур. Семья Зебинисо была малообеспеченной и она с детства помогала родителям по скотоводству и выращивания сельхозкультур. После окончания средней школы, Зебинисо вышла замуж на животновода и помогала мужу по животноводству и выращиванием селхозкультур. В основном они занимались скотоводством, то есть из базара покупали скот по низкой цене, на определённое время откармливали и перепродали по высокой цене. Из-за неблагополучной погоды и климата их бизнес не дал положительных результатов, Поэтому муж Зебенисо уехал на заработки в Федерацию России. До этого семья Зебинисо проживали только на доходы из животноводства. После чего Зебинисо сама начала заниматься животноводством. Зебинисо скот держит за счёт кормов произведённых им самым. На полученный доход от бизнеса Зебинисо хочет улучшить условию своего домохозяйства. В прошлом году (декабрь 2012 года) муж Зебинисо приехал из России и на определённое время помогал жене по ведению бизнеса по скотоводству. В настоящее время муж Зебинисо опять хочет уехать в Россию на заработки. Поэтому Зебинсо обратилась в КИВА и его партнера ИМОН с целью получения займа для покупки авиабилета для мужа, а сама хочет продолжать бизнес по скотоводству. Зебинисо надеется на Вашу благотворительность и милосердие.



Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 206
    View loans »
    Tajikistan Loans Fundraising
  • $29,700,275
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Zebiniso to buy a plane ticket for her husband, who wants to go to Russia for work.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 9, 2013
Listed
Aug 18, 2013
Currency Exchange Loss:
Covered
Ended:
Jan 18, 2014