Margaret resides in the Kitale area of North-rift region. This is an area known for maize production. She is married and doesn't have any children. She has practiced farming for three years. Her primary sources of income are maize, tomatoes, onions, and milk which she sells at Teldet market. Besides farming she also has a transportation business using motor-bikes.
She has requested a loan from Juhudi Kilimo of KES.62,400 to help her in purchasing a dairy cow. This will help her boost her income level due to increased production, and thus help her build a good foundation to support her family. The challenge she faces are disease affecting crops and livestock, and lack of farm inputs. In five years, she will have ventured in different farming activities, and also be able to improve her farming activities and lifestyle. Margaret appreciates Juhudi Kilimo for helping farmers improve their lives.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.