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Lidia
Lidia is a 32-year-old farmer and mother of 2 minor children. She did not complete primary school beyond the fourth grade. Together with her husband she works at farming and growing coffee. She learned to farm from her parents, as it is a tradition in her family. Her family owns the land that they farm, thanks to an inheritance from her parents. It is located 20 minutes from their house on foot, although they sometimes go there by car. Her customers are different buyers who come from the area, neighbors and stores. She has requested a loan from COMIXMUL to buy manure, foliar fertilizer and coffee fertilizer, etc., with which she will be able to protect and create better foliage in her coffee crop. Her goal is to improve the quality of the coffee that she is growing. In this way she can can attract more customers, and with the income will be able to reinvest in buying more coffee seedlings and a greater variety of coffee so as to be more competitive in the market.
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Doña lidia tiene 32 años de edad es agricultora y ama de casa, madre de 2 hijos los cuales son menores de edad con un grado de educación primario no completado cursado hasta el 4 grado. En compañía de su esposo se dedica a la agricultura a la siembra y cultivo de café fueron sus padres quienes le enseñaron a trabajar la tierra ya que en su familia es una tradición. La tierra que ellos en familia trabajan es propia gracias a una herencia por parte de sus padres la cual está ubicada a 20 minutos de camino desde su casa de habitación y en pocas ocasiones se trasladan en carro. Sus clientes son los diferentes compradores que llegan a la zona, vecinos y bodegas.

Ella ha solicitado a COMIXMUL un financiamiento para la compra de abono, foliares, formula cafetalera, etc. con lo cual ella podrá proteger y dar un mejor follaje a su cultivos café.

Su meta es lograr mejorar y la calidad del café que actualmente tiene cultivado en su tierra ya que de esta forma ella podrá atraer más clientes y con las ganancias poder re-invertir comprando nueva chapola y una mejor variedad y más competitiva para el mercado.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 67
    View loans »
    Honduras Loans Fundraising
  • $8,631,200
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Lidia to buy agricultural supplies to protect her coffee crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 9, 2013
Listed
Aug 11, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014