Barrio Municipal Group
The loan they will take out will benefit the micro-businesswomen, one of whom is Micaela. She indicates that this is the first time that she is a part of Pro Mujer. She joined at the invitation of a cousin who is a member of the institution. Right now, she has a hair salon. She started this business recently, since she finished her training in hairstyling techniques and the loan she will take out now is to increase her capital.
The loan she will take out now is to increase capital, buying dryers and mirrors. She will acquire them from the markets in the city of El Alto and later install them in her workspace. This work will allow her to generate resources to support herself independently, since she is still single.
When asked what she likes about Pro Mujer, she answers that she likes the meetings and making new clients.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Micaela es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una prima que es socia de la institución. En la actualidad ella tiene un negocio de salón de peluquería; este negocio lo emprendió recientemente ya que concluyó sus estudios técnicos en peluquería y el préstamo que sacara es para el aumento de capital.
El crédito que ahora sacará es para el aumento de capital (compra de secadoras y espejos) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo instalará en su espacio de servicio. Esta forma de trabajo le permite generar recursos para mantenerse independiente ya que ella aún es soltera.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan las reuniones y hacer nuevas clientas
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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